Burial Insurance Agent Final Expense Contracting at BetterLifeQuotes

Sell Final Expense with Up to 135% Commission

As a burial insurance agent, final expense is the easiest sale you can make with BetterLifeQuotes. Final Expense is the easiest-to-sell product in life insurance — simple-issue, no medical exam, and a massive, underserved senior market. At BetterLifeQuotes.com you earn up to 155% commission on Final Expense, with advance payouts, total transparency, no production minimums, no upline overrides, and no micromanagement. You own every policy and every renewal. Apply now to get contracted.

About the Coverage

  • Choose a coverage amount between $5,000 - $40,000

  • Available to individuals ages 40-85 (varies by insurer)

  • Whole life insurance – coverage remains active as long as premiums are paid

  • The death benefit is typically used for burial expenses but can also help cover:

    • Funeral services

    • Medical bills

    • Credit card debt

    • Legal expenses

    • Any other financial obligations

Final Expense Insurance provides a straightforward, stress-free solution to help ensure your family has the funds they need.

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Death Benefit Payout

The death benefit is paid in a lump sum to your beneficiary, providing immediate access to funds.

Your beneficiary can use the payout for any purpose – there are no restrictions on how the money is spent.

Unlike pre-paid funeral plans, Final Expense Insurance is flexible – allowing your loved ones to make financial decisions that best suit their needs.

No Medical Exam Required – Easy Approval Process

  • No medical exams, blood tests, or lab work required – unlike traditional life insurance.

  • Just answer a few health questions to determine eligibility.

  • Many applicants receive fast approval within minutes.

Even if you have health conditions, you may still qualify for coverage through options that do not require health questions.

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Locked-In Premiums – Your Rate Will Not Increase

  • Predictable costs – your monthly premium will not change over time.
    Unlike term life insurance, Final Expense policies do not expire as long as premiums are paid.

  • Budget-friendly options policies start at affordable rates, making it easier to fit into your financial plan.

Tax-Free Benefits for Your Loved Ones

  • 100% income tax-free death benefit – your family receives the full payout amount without IRS deductions.

  • Instant liquidity – the benefit is not tied to an estate and does not go through probate.

  • Quick claims processing – many policies pay out in days, so your family gets the funds quickly.

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Who May Benefit from Final Expense Insurance?

  • Seniors looking for affordable permanent coverage

  • Anyone who wants to help ensure their loved ones aren’t burdened with final expenses

  • Individuals with limited savings or no life insurance in place

  • People seeking a simple alternative to pre-paid funeral plans

Even if you already have life insurance, a Final Expense policy can provide immediate funds to help cover funeral costs while waiting for larger policies to pay out.

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