“I became sick of life insurance agents experiencing lies, traps, low comp, and manipulation. So I built BetterLifeQuotes.com with a mission to democratize compensation, to give every agent up to 155% commission, without the pressure, contracts, production requirements, with no strings attached.”
— Jose Ferrer

Why Agents Choose Us BetterLifeQuotes.com

We built a different kind of life insurance opportunity - one that puts all agents first.
No pressure. No production requirements. No uplines hovering over you. No lead traps.
Just top compensation, with TRUE independence.

You Own Your Book of Business

Your clients are YOUR clients.
Your renewals are YOUR renewals.
Your future is YOURS.

Up to 155% Compensation for Everyone

We don’t believe in low comp or “prove yourself first” structures.
Every agent and agency, whether new or experienced, gets access to the highest commission levels available, with no quotas and no production requirements.

No games. No tiers. No limits.

True Independence No Micromanagement

You’re an independent agent, we treat you like one.
No daily check-ins. No activity policing. No cult-like pressure.
You run your business, your way. We even may never speak to you again. You contact us.

We provide opportunity. Not control.

No Lead Requirements, No Debt, No Traps

We don’t force you to:

  • Buy leads

  • Hit production minimums

  • Recruit to qualify

  • Sign long-term contracts

That’s how we keep compensation so high. YOU control your own lead flow.

No Upline Manipulation - Total Transparency

We don’t:

  • Make false promises

  • Bait-and-switch your comp

  • Hide carrier payouts

  • Take secret overrides

  • Hold renewals hostage

You get the real carrier commission - nothing skimmed, ever.

Press & Media Coverage:

As a proud member of the National Association of Insurance and Financial Advisors (NAIFA), BetterLifeQuotes.com has been featured and recognized by leading financial, business, and insurance news outlets.

Our commitment to agent transparency, democratization of high compensation, and industry innovation has earned us coverage from:

Explore our Press & Media Coverage page for the latest updates and insights—click here to dive in!

Customer Reviews

At BetterLifeQuotes.com, we’re redefining what it means to be an independent life insurance agent. No captive contracts. No lead debt. No upline manipulation. Just total transparency, true independence, and top-tier commissions up to 155%. Agents join us for one reason, they’re tired of being controlled, underpaid, and misled. With BetterLifeQuotes.com, they finally get freedom, transparency, and top comp.

Click the Trustpilot Icon below to leave a review:

"I left a toxic IMO where my comp was capped at 90% and I was drowning in lead debt. Now I’m at 155% and I keep everything I earn. Total game changer." - Janine R.

Get in touch.

Ready to break free from low comp, lead debt, and micromanagement?
We built BetterLifeQuotes.com to give agents true independence and up to 155% commissions without the traps, pressure, or games.
Have questions? Want to get contracted? Just reach out, we’re here to help.